"One person close to the situation said that Vince McMahon, who was making all the decisions regarding this angle, took the same approach that he’s done many times when main eventers are injured. The situation was compared with the 2012 Hell in a Cell show where McMahon presumed John Cena would be ready to face C.M. Punk, didn’t have anything planned in case Cena’s recovery wasn’t record breaking. This led to the Ryback vs. Punk Hell in a Cell match where Punk had to win and end Ryback’s streak. While the show itself ended up a far bigger success than if Cena was healthy, Ryback was never the same as a babyface because it wasn’t the time for him to lose, and Ryback was never close to the same again. It was similar at the end of 2012 when Punk was injured and they had nothing ready for the TLC match other than do the Punk vs. Ryback ladder match on television as soon as Punk was back.

The problem is that Bryan’s rehabilitation of his right arm is going slower than anticipated. One person said that not only is he not makings gains, but he’s actually losing strength in the arm while doing rehab, which is concerning. Bryan was in Indianapolis for Raw and backstage, his situation was the most talked about thing among those in power. He was sent back to Pittsburgh to see Dr. Joseph Maroon, who did his neck surgery, to see what was wrong. Bryan will return on the 6/9 Raw for another confrontation with Stephanie.
Because of that, there was no certainty and they created the Money in the Bank backup plan because they didn’t want to do a PPV without the world title at stake. The idea is Payback had it at stake in the angle.

Nothing is definite. There is a feeling, knowing Bryan’s wanting to be in the thick of things and mental toughness, that even if it’s not the right thing for him, that he’ll wrestle on 6/29. There is tremendous real life pressure being put on him right now to be ready, whether direct or just implied.

As of right now, if Bryan doesn’t work, they will do a ladder match for the title. They are considering a second ladder match where the winner would have the briefcase, but right now they are going with the idea Bryan vs. Kane will headline."